Gold Lion International  

Last Updated: November 18, 2025

Welcome to Gold Lion International. By accessing or using our website and services, you agree to be bound by these Terms of Service ("Terms"). Please read them carefully.

Business Location: Cape Coast, Ghana (Virtual Office Operations) Operating Markets: Ghana, Thailand, Bali (Indonesia), Kenya, Nigeria, Dubai (UAE), Dominican Republic, Tanzania, and expanding globally

1. Acceptance of Terms  

By using Gold Lion International's website, services, or engaging with our real estate professionals, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, please do not use our services.

2. About Gold Lion International  

Gold Lion International is a global real estate company based in Cape Coast, Ghana, providing services across multiple international markets including:

• Ghana - West Africa

• Thailand - Southeast Asia

• Bali, Indonesia - Southeast Asia

• Kenya - East Africa

• Nigeria - West Africa

• Dubai, United Arab Emirates - Middle East

• Dominican Republic - Caribbean

• Tanzania - East Africa

• Other emerging markets

Our Services Include:  

• Residential and commercial property sales

• International property investment consulting

• Buyer and seller representation globally

• Property valuations and market analysis

• Virtual property tours and consultations

• International real estate transactions

• Relocation and settlement services

• Investment portfolio management

• Cross-border transaction coordination

Virtual Office Operations  

We currently operate without a fixed physical office location. All services are provided through:

• Virtual consultations (video calls, phone, email)

• On-site property viewings at property locations

• Meetings at mutually convenient locations

• Secure digital document management

• Partnerships with local agents in each country

3. Eligibility and Use of Services  

Age Requirement  

You must be at least 18 years old to use our services. By using our services, you represent and warrant that you are of legal age in your jurisdiction.

Permitted Use  

You may use our website and services for:

• Searching for properties globally

• Inquiring about international real estate services

• Learning about property markets worldwide

• Scheduling virtual property tours

• Contacting our team

• Accessing resources and market information

Prohibited Use  

You may not:

• Use our services for any illegal purpose in Ghana or any jurisdiction

• Violate any local, national, or international law

• Attempt to gain unauthorized access to our systems

• Interfere with the proper functioning of the website

• Copy, reproduce, or distribute content without permission

• Scrape or harvest data from the website

• Impersonate any person or entity

• Submit false or misleading information

• Engage in fraudulent activities

• Harass or harm others

• Upload malicious code or viruses

• Use services to circumvent foreign ownership restrictions

4. Property Listings and Information  

Accuracy of Information  

While we strive to provide accurate and up-to-date property information across all our markets, we cannot guarantee:

• Completeness of property descriptions

• Accuracy of measurements (which may vary by country standards)

• Current availability of properties

• Exact pricing (prices subject to change and currency fluctuations)

• Accuracy of photos or virtual tours

• Current local market conditions

All property information is deemed reliable but not guaranteed and must be independently verified.

Source of Listings  

Property listings may be from:

• Exclusive Gold Lion International listings

• Partner agents in Ghana, Thailand, Bali, Kenya, Nigeria, Dubai, Dominican Republic, Tanzania

• Local property databases and platforms

• Multiple Listing Services where available

• Off-market properties

• International property networks

• Direct seller relationships

Property Availability  

All properties are subject to:

• Prior sale, lease, or withdrawal

• Price changes without notice (including currency fluctuations)

• Errors or omissions

• Local market conditions

• Seller discretion

• Changes in local regulations

• Foreign ownership restrictions

5. No Professional Relationship  

No Automatic Relationship  

Using our website or contacting us does not automatically create:

• A professional relationship

• An agency relationship (unless formalized in writing)

• A fiduciary duty

• Legal obligations

• Exclusive representation

A formal professional relationship exists only when you have signed a written service agreement.

Independent Verification Required  

You are responsible for:

• Conducting your own due diligence in each country

• Verifying all property information with local authorities

• Obtaining professional inspections

• Reviewing legal documents with qualified attorneys

• Assessing property suitability for your needs

• Understanding local laws and regulations

• Verifying property ownership and title

• Checking zoning and land use restrictions

• Investigating environmental conditions

• Confirming utilities and infrastructure

6. Not Professional Advice  

Not Legal Advice  

Information provided by Gold Lion International is NOT LEGAL ADVICE. We are not attorneys and do not provide legal services.

ALWAYS CONSULT A LICENSED ATTORNEY in the relevant jurisdiction for:

• Contract review and drafting

• Property law in Ghana, Thailand, Bali, Kenya, Nigeria, Dubai, Dominican Republic, Tanzania

• Title issues and ownership verification

• Dispute resolution

• Regulatory compliance

• Foreign ownership regulations

• Visa and residency requirements

• Estate planning

• Cross-border transaction structures

Not Tax Advice  

We do not provide tax advice. Tax implications vary significantly by jurisdiction.

CONSULT TAX PROFESSIONALS in relevant countries for:

• Tax consequences of property purchases

• Capital gains taxes

• Withholding requirements

• Double taxation treaties

• Inheritance taxes

• Property transfer taxes

• Annual property taxes

• Tax residency issues

• Rental income taxation

Not Financial Advice  

We are not financial advisors or investment counselors.

CONSULT LICENSED PROFESSIONALS for:

• Investment decisions and risk assessment

• Financial planning

• Mortgage and financing options

• Investment strategy

• Currency risk management

• Asset allocation

• Return on investment projections

Not Immigration Advice  

We do not provide immigration legal services.

CONSULT IMMIGRATION ATTORNEYS for:

• Visa requirements in each country

• Residency programs and golden visas

• Citizenship by investment programs

• Work permits

• Immigration compliance

• Dependent visa options

• Permanent residency applications

7. International Real Estate Considerations  

Multi-Jurisdiction Transactions  

When buying or selling property internationally, you should understand:

Country-Specific Regulations:

• Ghana: Land tenure systems (freehold, leasehold, customary), registration requirements

• Thailand: Foreign ownership restrictions, leasehold structures, condominium regulations

• Bali (Indonesia): Hak Pakai and leasehold rights, nominee structures, IMB permits

• Kenya: Land Act provisions, foreign ownership limitations, registration processes

• Nigeria: Certificate of Occupancy (C of O), Governor's Consent requirements

• Dubai (UAE): Freehold vs. leasehold areas, RERA regulations, service charges

• Dominican Republic: Foreign ownership rights, title transfer process, HOA regulations

• Tanzania: Land tenure types, foreign investor certificates, TIC requirements

Currency Fluctuations  

International transactions involve significant currency risk:

• Exchange rates fluctuate between agreement and closing

• Currency restrictions may apply in some countries

• Transfer fees and conversion costs

• Timing of international wire transfers

• Central bank approvals may be required

• Multiple currency conversions may be necessary

Legal Compliance  

You are responsible for compliance with:

• Local property laws in each jurisdiction

• Tax obligations in Ghana and the property's country

• Anti-money laundering regulations

• Foreign investment regulations

• Capital controls and repatriation rules

• Immigration laws

• Building codes and permits

• Environmental regulations

Due Diligence Requirements  

International purchases require enhanced due diligence:

• Title searches and ownership verification

• Survey and boundary confirmation

• Land use and zoning verification

• Outstanding liens or encumbrances

• Property tax status

• Utility connections and availability

• Access rights and easements

• Local customs and practices

• Political and economic stability assessment

8. Service Fees and Commissions  

Commission Structure  

Our fees vary by:

• Property location and country

• Type of service provided

• Transaction complexity

• Local market standards

• Currency and payment methods

• Negotiated agreements

All fees and commissions will be disclosed in writing before service agreements are signed.

Payment Terms  

Payment terms are specified in individual service agreements. Typical arrangements include:

• Commission at closing (percentage varies by country)

• Flat fees for consultations or valuations

• Retainer fees for investment consulting

• Property management fees (monthly or percentage)

• Referral fees to partner agents

International Transaction Fees  

International transactions may involve additional costs:

• Currency conversion fees

• International wire transfer fees

• Document legalization and apostille

• Translation services

• International legal counsel

• Notarization and authentication

• Registration and stamp duties (country-specific)

9. Website Use and Intellectual Property  

Our Content  

All content on our website is the property of Gold Lion International or our licensors, including:

• Text and written content

• Property photographs and descriptions

• Graphics, logos, and branding

• Videos and virtual tours

• Website design and layout

• Software and code

• Market reports and analysis

Content is protected by international copyright, trademark, and intellectual property laws.

Limited License  

We grant you a limited, non-exclusive, non-transferable license to:

• Access and view our website

• Download materials for personal, non-commercial use

• Print content for personal reference

Prohibited Actions  

You may not:

• Reproduce content for commercial purposes

• Modify or create derivative works

• Distribute or republish our content

• Remove copyright or trademark notices

• Use our trademarks without written permission

• Data mine or scrape property listings

User-Submitted Content  

By submitting content to our website (reviews, comments, photos, testimonials), you grant us:

• A non-exclusive, worldwide, royalty-free, perpetual license

• The right to use, reproduce, modify, and display such content

• The right to use content for marketing purposes globally

You represent that you own or have rights to submitted content.

10. Third-Party Services and Links  

External Links  

Our website may link to or reference:

• Local real estate platforms in various countries

• Government property registries

• Partner agent websites

• Service providers (lawyers, inspectors, banks)

• Currency exchange services

• Immigration consultants

• Social media platforms

WE ARE NOT RESPONSIBLE FOR:

• Content on external websites

• Accuracy of third-party information

• Privacy practices of external sites

• Services provided by third parties

• Actions or advice of third-party providers

Third-Party Endorsements  

Links to third parties do not constitute endorsements. Use of third-party services is at your own discretion and risk.

11. Disclaimers and Warranties  

"AS IS" Provision  

Our website and services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability

• Fitness for a particular purpose

• Non-infringement

• Accuracy or reliability of information

• Uninterrupted or error-free service

• Accuracy of property information across multiple countries

• Completeness of legal or regulatory information

No Guarantee of Results  

We do not guarantee:

• Sale or purchase of any property

• Specific sale prices or terms

• Specific timeframes for transactions

• Investment returns or property appreciation

• Rental income or occupancy rates

• Approval of financing or visas

• Successful property registration

• Currency exchange outcomes

Property Condition  

We make no representations about:

• Physical condition of properties

• Structural integrity or building quality

• Presence of defects, damage, or hazards

• Environmental conditions

• Compliance with local building codes

• Quality of construction materials

• Age or condition of systems (electrical, plumbing, HVAC)

• Pest or termite issues

Professional inspections are strongly recommended for all properties.

Foreign Ownership Disclaimer  

Property ownership by foreign nationals is subject to:

• Local laws which may change

• Government approvals

• Restrictions that vary by country

• Possible future regulation changes

• Political and economic factors

We make no guarantee regarding:

• Ability to purchase as a foreigner

• Future changes in ownership laws

• Repatriation of funds

• Right to pass property to heirs

12. Limitation of Liability  

TO THE FULLEST EXTENT PERMITTED BY LAW:

Gold Lion International, its officers, employees, agents, and partners SHALL NOT BE LIABLE FOR:

Types of Damages  

• Indirect, incidental, or consequential damages

• Loss of profits, revenue, or data

• Loss of opportunity or failed transactions

• Property value fluctuations

• Currency losses or exchange rate changes

• Market changes or economic downturns

• Investment losses

• Costs associated with property defects

• Legal fees or dispute resolution costs

• Immigration application denials

• Tax liabilities

Maximum Liability  

OUR TOTAL LIABILITY SHALL NOT EXCEED the amount of fees paid to us for services in the 12 months preceding the claim.

Exceptions  

Some jurisdictions do not allow limitation of liability. In such cases, liability is limited to the maximum extent permitted by law in Ghana and the relevant property jurisdiction.

13. Indemnification  

You agree to INDEMNIFY AND HOLD HARMLESS Gold Lion International from any claims, losses, damages, or expenses arising from:

• Your use of our website or services

• Your property transactions or investment decisions

• Your violation of these Terms

• Your violation of applicable laws in any jurisdiction

• Your negligence or willful misconduct

• Your failure to conduct proper due diligence

• Currency losses or financial consequences

• Immigration or legal issues

14. Virtual Consultations and Communications  

Communication Methods  

We provide services through:

• Video calls (Zoom, Google Meet, WhatsApp Video)

• Phone consultations

• Email correspondence

• WhatsApp messaging

• Secure document sharing platforms

• Virtual property tours

Meeting Locations  

When in-person meetings are necessary:

• Property viewings at the property location

• Meetings at mutually agreed locations

• Partner office spaces where available

• Public meeting spaces

No Physical Office  

Please note:

• We do not have a fixed office location for walk-in visits

• All appointments must be scheduled in advance

• Documents are managed digitally

• Physical document signing can be arranged at convenient locations

15. Dispute Resolution  

Governing Law  

These Terms are governed by the laws of Ghana, with jurisdiction-specific property matters governed by:

• Thai law (for Thailand properties)

• Indonesian law (for Bali properties)

• Kenyan law (for Kenya properties)

• Nigerian law (for Nigeria properties)

• UAE law (for Dubai properties)

• Dominican law (for Dominican Republic properties)

• Tanzanian law (for Tanzania properties)

Mediation First  

In the event of a dispute, parties agree to attempt resolution through good faith mediation before pursuing other remedies.

Arbitration  

For disputes not resolved through mediation, parties agree to arbitration in Ghana under the Alternative Dispute Resolution Act, 2010 (Act 798), or in the jurisdiction of the property as mutually agreed.

Jurisdiction  

For matters that cannot be arbitrated, jurisdiction shall be in the courts of Ghana or the country where the property is located, as appropriate.

16. Changes to Terms  

We reserve the right to modify these Terms at any time to reflect:

• Changes in our services

• Expansion into new markets

• Legal or regulatory requirements

• Business practices

Changes are effective upon:

• Posting to our website

• Updating the "Last Updated" date

• Email notification (for material changes)

Your continued use of our services after changes constitutes acceptance of modified Terms.

17. Severability  

If any provision of these Terms is found to be unenforceable or invalid in any jurisdiction, that provision will be limited or eliminated to the minimum extent necessary in that jurisdiction only, and the remaining provisions will remain in full force and effect.

18. Contact Information  

For questions about these Terms or our services:

Gold Lion International

Email: legacy@goldlioninternational.com Phone: +233-24-228-4554 WhatsApp: +233-24-228-4554

Business Location: Cape Coast, Ghana

Consultations: By appointment (virtual or in-person)

19. Acknowledgment  

By using Gold Lion International's website and services, you acknowledge that:

• You have read and understood these Terms

• You agree to be bound by these Terms

• You are of legal age to enter into this agreement

• You understand we operate virtually without a fixed office

• You will comply with all applicable laws in Ghana and other jurisdictions

• You understand the risks of international real estate investment

• You will conduct appropriate due diligence

• You will seek professional advice as needed

IF YOU DO NOT AGREE TO THESE TERMS, DO NOT USE OUR WEBSITE OR SERVICES.

Effective Date: November 18, 2025

Gold Lion International - International Standards. Local Expertise. Your Global Property Partner.

Serving clients worldwide from Cape Coast, Ghana